A motor accident claim can be worth a lot of money. Cars are an investment, and yours was likely damaged in the accident. Not only that, but there is also your health and well being to take care of. If you recently had a motor accident and you don’t know what to do, then pay attention to these do’s and don’ts to increase the odds of you getting the money that you deserve.
You need to call your vehicle insurance company as soon as you can when the accident is over. While you don’t need to jump on the phone the moment the accident happens (and you shouldn’t rush it if you have an injury), just remember to call the claim agency as soon as you can. You will never get money if you don’t make a claim, and you will better remember the facts if you call as quickly as you can.
Admitting fault, either during the claim process or when the police are making a report, is incredibly foolish. You may say in passing that the accident is your fault, and this can be all it takes to destroy your motor accident claim. Admitting fault basically says that you don’t want any money because you will be at fault and the other person will be able to collect.
You should get and remember as many details as possible of the accident. Remember how the accident happened is very important, and you should also try to remember what the other car looked like, get the person’s number and see if there was anyone who witnessed the crash. This can all help you win your claim and get money to fix your car and pay your medical bills.
Your insurance company or the other person’s may give you forms, but you shouldn’t immediately sign any of the forms. You don’t want to sign a form that releases you from your claim, or one that allows the other insurance provider to see your information if it is uncalled for. If you don’t understand what the form does when you sign it, then hire a lawyer to help you understand the form.
Did you have to pay any money to the doctors, hospital or anyone else due to the accident? If so, then make sure you keep the receipts. If the payments are low, then the money you pay might count towards your deductible. If the amounts are high, then the insurance company might pay you back for the amount.
Insurance agents typically make low estimates when telling you how much money you can expect. This is because it keeps you from feeling disappointed if you get less than you deserve, and the other company may be unwilling to pay a fair amount. You should never accept an estimate as true. Do your own estimate to see how much you should really be paid from your motor accident claim.
If you’ve sustained injury that you believe was not your fault and you need some free advice, please provide your details in the form below. One of our expert personal injury team will contact you ASAP.